Understanding Life's Numbers

Average Down Calculator (DCA Simulator)

Analyze average cost changes and break-even points when buying more

P&L
-200,000
Return
-20.00%
To Break-Even
+25.0%
Avg Down
Appropriate

My Position

Total Cost1,000,000

Current Price

vs Purchase-20.0%

Smart Insights

📉 In Loss: Currently 20.0% down. Averaging down can help recovery.

🎯 Break-Even Tip: Buy 40 more shares to lower avg to 84,000. Only 5% rise needed for break-even.

📊 Required Rise: Without averaging down, price needs to rise 25.0% to break even.

💡 Averaging Effect: Buying 10 more shares reduces required rise from 25.0% to 12.5% (-12.5%p).

Good Entry Point: 10-20% drop is typically a good range for averaging down.

Break-Even Analysis Chart

Green: Avg Price | Yellow: Required Rise % | Red dashed: Current | Blue dashed: Purchase Price

Risk Analysis (If Price Drops)

⚠️ With same qty added, losses increase if price drops further (more capital at risk)

Recovery Scenario Chart

💡 When price recovers, profits are larger with averaging down (more shares owned)

Scenario Analysis

Add QtyNew AvgRequired RiseAdd CostTotal Investment
+0 shares100,000+25.0%01,000,000
+4 shares94,286+17.9%320,0001,320,000
+8 shares91,111+13.9%640,0001,640,000
+12 shares89,091+11.4%960,0001,960,000
+16 shares87,692+9.6%1,280,0002,280,000
+20 shares86,667+8.3%1,600,0002,600,000
+24 shares85,882+7.3%1,920,0002,920,000
+28 shares85,263+6.6%2,240,0003,240,000
+32 shares84,762+6.0%2,560,0003,560,000
+36 shares84,348+5.4%2,880,0003,880,000